Side-by-side · Q2 2026 data
First State Bank vs Bruning Bank
Metric by metric
| Measure | First State Bank | Bruning Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 74 |
| Capital cushion | 68 (stronger) | 50 |
| Loan quality | 100 | 100 |
| Earnings | 100 (stronger) | 69 |
| Funding & liquidity | 60 | 66 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 86th | 57th |
| Total assets | $232.5M | $659.9M |
| Deposits / shares | $195.7M | $560.4M |
| Capital ratio | 11.76% (stronger) | 10.01% |
| Problem loans | 0.01% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 2.57% (stronger) | 1.23% |
| Loans ÷ deposits | 89.2% | 87.0% (stronger) |
| Uninsured deposits | 25.0% | 21.2% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.1% |
First State Bank has the higher TellerScore (84 vs 74). On the 6 directional measures above (where higher or lower is clearly better), First State Bank leads on 3 and Bruning Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.