Side-by-side · Q2 2026 data
First State Bank vs First New Mexico Bank
Metric by metric
| Measure | First State Bank | First New Mexico Bank |
|---|---|---|
| TellerScore | 84 | 91 (stronger) |
| Capital cushion | 93 | 97 (stronger) |
| Loan quality | 99 (stronger) | 95 |
| Earnings | 60 | 87 (stronger) |
| Funding & liquidity | 60 | 77 (stronger) |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 86th | 96th |
| Total assets | $188.0M | $275.1M |
| Deposits / shares | $160.5M | $230.9M |
| Capital ratio | 14.27% | 14.73% (stronger) |
| Problem loans | 0.03% (stronger) | 0.16% |
| Net charge-offs | -0.05% (stronger) | 0.41% |
| Return on assets | 1.01% | 1.67% (stronger) |
| Loans ÷ deposits | 6.5% (stronger) | 52.4% |
| Uninsured deposits | 50.9% | 36.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First New Mexico Bank has the higher TellerScore (91 vs 84). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 3 and First New Mexico Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.