Side-by-side · Q2 2026 data
First State Bank vs First New Mexico Bank of Silver City
Bank
First New Mexico Bank of Silver City
Silver City, New Mexico · $100 million – $1 billion
Metric by metric
| Measure | First State Bank | First New Mexico Bank of Silver City |
|---|---|---|
| TellerScore | 84 | 95 (stronger) |
| Capital cushion | 93 | 93 |
| Loan quality | 99 (stronger) | 95 |
| Earnings | 60 | 96 (stronger) |
| Funding & liquidity | 60 | 97 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 86th | 99th |
| Total assets | $188.0M | $147.5M |
| Deposits / shares | $160.5M | $123.8M |
| Capital ratio | 14.27% (stronger) | 14.27% |
| Problem loans | 0.03% (stronger) | 0.16% |
| Net charge-offs | -0.05% (stronger) | -0.02% |
| Return on assets | 1.01% | 1.91% (stronger) |
| Loans ÷ deposits | 6.5% (stronger) | 59.1% |
| Uninsured deposits | 50.9% | 18.3% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First New Mexico Bank of Silver City has the higher TellerScore (95 vs 84). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 4 and First New Mexico Bank of Silver City on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.