Side-by-side · Q2 2026 data
First State Bank vs City National Bank
Metric by metric
| Measure | First State Bank | City National Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 54 |
| Capital cushion | 56 | 85 (stronger) |
| Loan quality | 88 (stronger) | 12 |
| Earnings | 85 (stronger) | 35 |
| Funding & liquidity | 81 (stronger) | 72 |
| Problem-loan coverage | 98 (stronger) | 74 |
| Peer percentile | 60th | 13th |
| Total assets | $58.2M | $62.0M |
| Deposits / shares | $51.9M | $52.5M |
| Capital ratio | 10.64% | 13.54% (stronger) |
| Problem loans | 0.37% (stronger) | 2.65% |
| Net charge-offs | 0.26% | -0.00% (stronger) |
| Return on assets | 1.62% (stronger) | 0.36% |
| Loans ÷ deposits | 40.3% (stronger) | 80.6% |
| Uninsured deposits | 32.5% | 21.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (78 vs 54). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 4 and City National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.