Side-by-side · Q2 2026 data
First State Bank vs Grinnell State Bank
Metric by metric
| Measure | First State Bank | Grinnell State Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 67 |
| Capital cushion | 48 | 69 (stronger) |
| Loan quality | 93 (stronger) | 84 |
| Earnings | 100 (stronger) | 59 |
| Funding & liquidity | 53 (stronger) | 38 |
| Problem-loan coverage | 97 (stronger) | 73 |
| Peer percentile | 61st | 34th |
| Total assets | $384.2M | $498.6M |
| Deposits / shares | $308.1M | $346.6M |
| Capital ratio | 9.77% | 11.90% (stronger) |
| Problem loans | 0.21% (stronger) | 0.47% |
| Net charge-offs | 0.01% (stronger) | 0.49% |
| Return on assets | 2.11% (stronger) | 0.98% |
| Loans ÷ deposits | 95.6% (stronger) | 106.8% |
| Uninsured deposits | 26.0% (stronger) | 29.0% |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.5% | 0.0% |
First State Bank has the higher TellerScore (75 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 6 and Grinnell State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Grinnell, IA