Side-by-side · Q2 2026 data
First State Bank vs Marion County State Bank
Metric by metric
| Measure | First State Bank | Marion County State Bank |
|---|---|---|
| TellerScore | 75 | 75 |
| Capital cushion | 48 | 54 (stronger) |
| Loan quality | 93 (stronger) | 91 |
| Earnings | 100 (stronger) | 94 |
| Funding & liquidity | 53 (stronger) | 52 |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 61st | 61st |
| Total assets | $384.2M | $628.6M |
| Deposits / shares | $308.1M | $546.6M |
| Capital ratio | 9.77% | 10.41% (stronger) |
| Problem loans | 0.21% (stronger) | 0.27% |
| Net charge-offs | 0.01% (stronger) | 0.01% |
| Return on assets | 2.11% (stronger) | 1.84% |
| Loans ÷ deposits | 95.6% | 88.7% (stronger) |
| Uninsured deposits | 26.0% (stronger) | 32.6% |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.5% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First State Bank leads on 4 and Marion County State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.