Side-by-side · Q2 2026 data
First State Bank vs Farmers Trust and Savings Bank
Metric by metric
| Measure | First State Bank | Farmers Trust and Savings Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 74 |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 100 (stronger) | 98 |
| Earnings | 78 | 83 (stronger) |
| Funding & liquidity | 81 (stronger) | 56 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 98th | 57th |
| Total assets | $125.9M | $422.7M |
| Deposits / shares | $102.8M | $373.8M |
| Capital ratio | 17.71% (stronger) | 9.91% |
| Problem loans | 0.00% (stronger) | 0.06% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 1.44% | 1.58% (stronger) |
| Loans ÷ deposits | 54.6% (stronger) | 96.0% |
| Uninsured deposits | 32.1% | 22.6% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (93 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 5 and Farmers Trust and Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Britt, IA