Side-by-side · Q2 2026 data
First State Bank vs First State Bank
Metric by metric
| Measure | First State Bank | First State Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 82 |
| Capital cushion | 100 (stronger) | 69 |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 78 (stronger) | 66 |
| Funding & liquidity | 81 | 92 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 98th | 82nd |
| Total assets | $125.9M | $129.7M |
| Deposits / shares | $102.8M | $114.0M |
| Capital ratio | 17.71% (stronger) | 11.95% |
| Problem loans | 0.00% (stronger) | 0.03% |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.44% (stronger) | 1.15% |
| Loans ÷ deposits | 54.6% | 47.5% (stronger) |
| Uninsured deposits | 32.1% | 22.6% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (93 vs 82). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 4 and First State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.