Side-by-side · Q2 2026 data
First State Bank vs Manufacturers Bank & Trust Company
Metric by metric
| Measure | First State Bank | Manufacturers Bank & Trust Company |
|---|---|---|
| TellerScore | 93 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 54 |
| Loan quality | 100 (stronger) | 69 |
| Earnings | 78 (stronger) | 73 |
| Funding & liquidity | 81 (stronger) | 75 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 98th | 37th |
| Total assets | $125.9M | $738.2M |
| Deposits / shares | $102.8M | $640.4M |
| Capital ratio | 17.71% (stronger) | 10.44% |
| Problem loans | 0.00% (stronger) | 0.94% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.44% (stronger) | 1.31% |
| Loans ÷ deposits | 54.6% (stronger) | 79.3% |
| Uninsured deposits | 32.1% | 19.9% (stronger) |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.2% |
First State Bank has the higher TellerScore (93 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 5 and Manufacturers Bank & Trust Company on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.