Side-by-side · Q2 2026 data
First State Bank vs Security State Bank
Metric by metric
| Measure | First State Bank | Security State Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 72 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 29 |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 81 (stronger) | 40 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 98th | 50th |
| Total assets | $125.9M | $109.8M |
| Deposits / shares | $102.8M | $79.7M |
| Capital ratio | 17.71% | 27.26% (stronger) |
| Problem loans | 0.00% (stronger) | 2.14% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.44% | 2.28% (stronger) |
| Loans ÷ deposits | 54.6% (stronger) | 103.4% |
| Uninsured deposits | 32.1% | 29.6% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (93 vs 72). On the 6 directional measures above (where higher or lower is clearly better), First State Bank leads on 3 and Security State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.