TellerScore

Side-by-side · Q2 2026 data

First State Bank vs Superior Credit Union, Inc

Bank

First State Bank

Winchester, Ohio · $1 billion – $10 billion

70of 100
Strong

Credit union

Superior Credit Union, Inc

Lima, Ohio · $1 billion – $10 billion

94of 100
Very strong

Metric by metric

MeasureFirst State BankSuperior Credit Union, Inc
TellerScore7094 (stronger)
Capital cushion55100 (stronger)
Loan quality7193 (stronger)
Earnings6494 (stronger)
Funding & liquidity89 (stronger)84
Problem-loan coverage9198 (stronger)
Peer percentile58th99th
Total assets$1.2B$2.0B
Deposits / shares$1.1B$1.6B
Capital ratio10.47%15.20% (stronger)
Problem loans0.86%0.20% (stronger)
Net charge-offs0.03%0.02% (stronger)
Return on assets1.10%1.84% (stronger)
Loans ÷ deposits51.5% (stronger)76.5%
Uninsured deposits25.0%8.4% (stronger)
Offices1723
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Superior Credit Union, Inc has the higher TellerScore (94 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First State Bank leads on 1 and Superior Credit Union, Inc on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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