Side-by-side · Q2 2026 data
First State Bank Minnesota vs First Southeast Bank
Metric by metric
| Measure | First State Bank Minnesota | First Southeast Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 68 |
| Capital cushion | 64 (stronger) | 34 |
| Loan quality | 73 | 95 (stronger) |
| Earnings | 98 (stronger) | 84 |
| Funding & liquidity | 67 (stronger) | 50 |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 64th | 37th |
| Total assets | $105.9M | $158.3M |
| Deposits / shares | $92.5M | $116.0M |
| Capital ratio | 11.43% (stronger) | 8.42% |
| Problem loans | 0.80% | 0.14% (stronger) |
| Net charge-offs | -0.03% (stronger) | -0.01% |
| Return on assets | 1.94% (stronger) | 1.60% |
| Loans ÷ deposits | 92.7% (stronger) | 117.2% |
| Uninsured deposits | 15.8% | 14.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank Minnesota has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First State Bank Minnesota leads on 5 and First Southeast Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.