Side-by-side · Q2 2026 data
First State Bank Minnesota vs Red River State Bank
Metric by metric
| Measure | First State Bank Minnesota | Red River State Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 59 |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 73 (stronger) | 0 |
| Earnings | 98 | 100 (stronger) |
| Funding & liquidity | 67 (stronger) | 55 |
| Problem-loan coverage | 89 (stronger) | 10 |
| Peer percentile | 64th | 17th |
| Total assets | $105.9M | $110.2M |
| Deposits / shares | $92.5M | $91.7M |
| Capital ratio | 11.43% | 15.24% (stronger) |
| Problem loans | 0.80% (stronger) | 8.88% |
| Net charge-offs | -0.03% | -0.67% (stronger) |
| Return on assets | 1.94% | 2.18% (stronger) |
| Loans ÷ deposits | 92.7% (stronger) | 105.4% |
| Uninsured deposits | 15.8% | 10.5% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank Minnesota has the higher TellerScore (76 vs 59). On the 7 directional measures above (where higher or lower is clearly better), First State Bank Minnesota leads on 3 and Red River State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.