Side-by-side · Q2 2026 data
First State Bank Nebraska vs Access Bank
Metric by metric
| Measure | First State Bank Nebraska | Access Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 65 |
| Capital cushion | 40 | 57 (stronger) |
| Loan quality | 92 (stronger) | 83 |
| Earnings | 80 (stronger) | 68 |
| Funding & liquidity | 69 (stronger) | 29 |
| Problem-loan coverage | 97 (stronger) | 93 |
| Peer percentile | 63rd | 36th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $990.0M | $905.3M |
| Capital ratio | 9.00% | 10.65% (stronger) |
| Problem loans | 0.24% (stronger) | 0.51% |
| Net charge-offs | 0.03% (stronger) | 0.08% |
| Return on assets | 1.51% (stronger) | 1.19% |
| Loans ÷ deposits | 90.8% | 88.9% (stronger) |
| Uninsured deposits | 15.6% (stronger) | 52.8% |
| Offices | 18 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.3% | 2.2% |
First State Bank Nebraska has the higher TellerScore (71 vs 65). On the 7 directional measures above (where higher or lower is clearly better), First State Bank Nebraska leads on 5 and Access Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.