Side-by-side · Q2 2026 data
First State Bank of Beecher City vs Teutopolis State Bank
Metric by metric
| Measure | First State Bank of Beecher City | Teutopolis State Bank |
|---|---|---|
| TellerScore | 88 | 97 (stronger) |
| Capital cushion | 100 (stronger) | 97 |
| Loan quality | 73 | 100 (stronger) |
| Earnings | 100 (stronger) | 91 |
| Funding & liquidity | 71 | 98 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 92nd | 100th |
| Total assets | $112.2M | $358.5M |
| Deposits / shares | $93.7M | $309.0M |
| Capital ratio | 15.98% (stronger) | 14.72% |
| Problem loans | 0.81% | 0.00% (stronger) |
| Net charge-offs | 0.14% | -0.01% (stronger) |
| Return on assets | 2.72% (stronger) | 1.77% |
| Loans ÷ deposits | 87.9% | 58.4% (stronger) |
| Uninsured deposits | 16.2% (stronger) | 16.7% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Teutopolis State Bank has the higher TellerScore (97 vs 88). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Beecher City leads on 3 and Teutopolis State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.