Side-by-side · Q2 2026 data
First State Bank of Burnet vs Columbus State Bank
Metric by metric
| Measure | First State Bank of Burnet | Columbus State Bank |
|---|---|---|
| TellerScore | 86 | 86 |
| Capital cushion | 75 | 95 (stronger) |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 85 (stronger) | 57 |
| Funding & liquidity | 85 (stronger) | 76 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 90th | 90th |
| Total assets | $325.8M | $326.5M |
| Deposits / shares | $289.0M | $281.0M |
| Capital ratio | 12.53% | 14.47% (stronger) |
| Problem loans | 0.13% | 0.00% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.61% (stronger) | 0.93% |
| Loans ÷ deposits | 61.7% | 7.8% (stronger) |
| Uninsured deposits | 27.1% (stronger) | 37.3% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First State Bank of Burnet leads on 2 and Columbus State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.