Side-by-side · Q2 2026 data
First State Bank of Burnet vs Commercial National Bank of Texarkana
Metric by metric
| Measure | First State Bank of Burnet | Commercial National Bank of Texarkana |
|---|---|---|
| TellerScore | 86 (stronger) | 58 |
| Capital cushion | 75 (stronger) | 50 |
| Loan quality | 96 (stronger) | 34 |
| Earnings | 85 | 100 (stronger) |
| Funding & liquidity | 85 (stronger) | 59 |
| Problem-loan coverage | 99 (stronger) | 60 |
| Peer percentile | 90th | 16th |
| Total assets | $325.8M | $330.1M |
| Deposits / shares | $289.0M | $305.3M |
| Capital ratio | 12.53% (stronger) | 10.01% |
| Problem loans | 0.13% (stronger) | 1.99% |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 1.61% | 2.16% (stronger) |
| Loans ÷ deposits | 61.7% (stronger) | 81.4% |
| Uninsured deposits | 27.1% (stronger) | 32.4% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.7% |
First State Bank of Burnet has the higher TellerScore (86 vs 58). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Burnet leads on 5 and Commercial National Bank of Texarkana on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.