Side-by-side · Q2 2026 data
First State Bank of Burnet vs First Texas Bank
Metric by metric
| Measure | First State Bank of Burnet | First Texas Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 80 |
| Capital cushion | 75 (stronger) | 62 |
| Loan quality | 96 (stronger) | 81 |
| Earnings | 85 | 94 (stronger) |
| Funding & liquidity | 85 | 87 (stronger) |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 90th | 90th |
| Total assets | $325.8M | $1.3B |
| Deposits / shares | $289.0M | $1.2B |
| Capital ratio | 12.53% (stronger) | 11.25% |
| Problem loans | 0.13% (stronger) | 0.58% |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 1.61% | 1.85% (stronger) |
| Loans ÷ deposits | 61.7% | 49.2% (stronger) |
| Uninsured deposits | 27.1% | 26.6% (stronger) |
| Offices | 3 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 15.9% |
First State Bank of Burnet has the higher TellerScore (86 vs 80). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Burnet leads on 3 and First Texas Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.