Side-by-side · Q2 2026 data
First State Bank of Campbell Hill vs North Central Bank
Metric by metric
| Measure | First State Bank of Campbell Hill | North Central Bank |
|---|---|---|
| TellerScore | 76 | 82 (stronger) |
| Capital cushion | 88 (stronger) | 73 |
| Loan quality | 47 | 91 (stronger) |
| Earnings | 85 (stronger) | 73 |
| Funding & liquidity | 83 | 86 (stronger) |
| Problem-loan coverage | 83 | 98 (stronger) |
| Peer percentile | 64th | 82nd |
| Total assets | $160.1M | $165.9M |
| Deposits / shares | $136.8M | $144.7M |
| Capital ratio | 13.82% (stronger) | 12.26% |
| Problem loans | 1.59% | 0.26% (stronger) |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 1.62% (stronger) | 1.33% |
| Loans ÷ deposits | 77.5% | 58.5% (stronger) |
| Uninsured deposits | 14.8% (stronger) | 27.6% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
North Central Bank has the higher TellerScore (82 vs 76). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Campbell Hill leads on 3 and North Central Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.