Side-by-side · Q2 2026 data
First State Bank of DeKalb County vs Bank47
Metric by metric
| Measure | First State Bank of DeKalb County | Bank47 |
|---|---|---|
| TellerScore | 86 (stronger) | 69 |
| Capital cushion | 91 (stronger) | 80 |
| Loan quality | 72 | 94 (stronger) |
| Earnings | 100 (stronger) | 0 |
| Funding & liquidity | 79 (stronger) | 77 |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 90th | 37th |
| Total assets | $353.8M | $97.0M |
| Deposits / shares | $299.0M | $87.7M |
| Capital ratio | 14.13% (stronger) | 12.97% |
| Problem loans | 0.84% | 0.18% (stronger) |
| Net charge-offs | 0.02% | -0.18% (stronger) |
| Return on assets | 2.26% (stronger) | -4.32% |
| Loans ÷ deposits | 68.6% (stronger) | 72.5% |
| Uninsured deposits | 26.9% | 24.8% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank of DeKalb County has the higher TellerScore (86 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of DeKalb County leads on 4 and Bank47 on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.