Side-by-side · Q2 2026 data
First State Bank of Forrest vs 1NB Bank
Metric by metric
| Measure | First State Bank of Forrest | 1NB Bank |
|---|---|---|
| TellerScore | 49 | 74 (stronger) |
| Capital cushion | 41 | 53 (stronger) |
| Loan quality | 39 | 98 (stronger) |
| Earnings | 52 | 63 (stronger) |
| Funding & liquidity | 63 | 76 (stronger) |
| Problem-loan coverage | 68 | 99 (stronger) |
| Peer percentile | 6th | 57th |
| Total assets | $328.3M | $319.0M |
| Deposits / shares | $280.3M | $260.1M |
| Capital ratio | 9.06% | 10.29% (stronger) |
| Problem loans | 1.83% | 0.07% (stronger) |
| Net charge-offs | 0.45% | 0.02% (stronger) |
| Return on assets | 0.81% | 1.08% (stronger) |
| Loans ÷ deposits | 97.6% | 81.6% (stronger) |
| Uninsured deposits | 12.2% (stronger) | 17.4% |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.1% | 15.0% |
1NB Bank has the higher TellerScore (74 vs 49). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Forrest leads on 1 and 1NB Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.