Side-by-side · Q2 2026 data
First State Bank of Forsyth vs The First State Bank of Shelby
Metric by metric
| Measure | First State Bank of Forsyth | The First State Bank of Shelby |
|---|---|---|
| TellerScore | 71 | 93 (stronger) |
| Capital cushion | 71 | 100 (stronger) |
| Loan quality | 44 | 100 (stronger) |
| Earnings | 91 (stronger) | 71 |
| Funding & liquidity | 84 | 89 (stronger) |
| Problem-loan coverage | 81 | 100 (stronger) |
| Peer percentile | 47th | 98th |
| Total assets | $165.5M | $175.6M |
| Deposits / shares | $143.4M | $148.5M |
| Capital ratio | 12.08% | 19.38% (stronger) |
| Problem loans | 1.69% | 0.00% (stronger) |
| Net charge-offs | -0.23% | -0.56% (stronger) |
| Return on assets | 1.77% (stronger) | 1.28% |
| Loans ÷ deposits | 62.3% | 16.5% (stronger) |
| Uninsured deposits | 27.0% | 24.9% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First State Bank of Shelby has the higher TellerScore (93 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Forsyth leads on 1 and The First State Bank of Shelby on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.