Side-by-side · Q2 2026 data
First State Bank of Golva vs McIntosh County Bank
Metric by metric
| Measure | First State Bank of Golva | McIntosh County Bank |
|---|---|---|
| TellerScore | 55 | 84 (stronger) |
| Capital cushion | 40 | 60 (stronger) |
| Loan quality | 16 | 100 (stronger) |
| Earnings | 100 (stronger) | 84 |
| Funding & liquidity | 82 | 95 (stronger) |
| Problem-loan coverage | 66 | 100 (stronger) |
| Peer percentile | 11th | 86th |
| Total assets | $123.5M | $118.7M |
| Deposits / shares | $110.1M | $105.9M |
| Capital ratio | 9.01% | 11.01% (stronger) |
| Problem loans | 2.51% | 0.00% (stronger) |
| Net charge-offs | 0.00% | -0.03% (stronger) |
| Return on assets | 2.29% (stronger) | 1.61% |
| Loans ÷ deposits | 47.9% (stronger) | 58.4% |
| Uninsured deposits | 31.6% | 19.9% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
McIntosh County Bank has the higher TellerScore (84 vs 55). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Golva leads on 2 and McIntosh County Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.