Side-by-side · Q2 2026 data
First State Bank of Golva vs Turtle Mountain State Bank
Metric by metric
| Measure | First State Bank of Golva | Turtle Mountain State Bank |
|---|---|---|
| TellerScore | 55 | 71 (stronger) |
| Capital cushion | 40 | 79 (stronger) |
| Loan quality | 16 | 42 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 82 (stronger) | 50 |
| Problem-loan coverage | 66 | 90 (stronger) |
| Peer percentile | 11th | 47th |
| Total assets | $123.5M | $114.1M |
| Deposits / shares | $110.1M | $99.8M |
| Capital ratio | 9.01% | 12.85% (stronger) |
| Problem loans | 2.51% | 1.75% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.23% |
| Return on assets | 2.29% | 2.33% (stronger) |
| Loans ÷ deposits | 47.9% | 40.6% (stronger) |
| Uninsured deposits | 31.6% (stronger) | 76.3% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Turtle Mountain State Bank has the higher TellerScore (71 vs 55). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Golva leads on 2 and Turtle Mountain State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.