Side-by-side · Q2 2026 data
First State Bank of Livingston vs Pilgrim Bank
Metric by metric
| Measure | First State Bank of Livingston | Pilgrim Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 52 |
| Loan quality | 36 | 95 (stronger) |
| Earnings | 62 (stronger) | 43 |
| Funding & liquidity | 73 (stronger) | 68 |
| Problem-loan coverage | 91 | 98 (stronger) |
| Peer percentile | 47th | 37th |
| Total assets | $689.3M | $714.6M |
| Deposits / shares | $595.5M | $578.4M |
| Capital ratio | 15.52% (stronger) | 10.21% |
| Problem loans | 1.93% | 0.15% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.05% (stronger) | 0.58% |
| Loans ÷ deposits | 35.9% (stronger) | 79.7% |
| Uninsured deposits | 40.0% | 26.2% (stronger) |
| Offices | 7 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.9% | 11.2% |
First State Bank of Livingston has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Livingston leads on 4 and Pilgrim Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.