Side-by-side · Q2 2026 data
First State Bank of Livingston vs Southwest Bank
Metric by metric
| Measure | First State Bank of Livingston | Southwest Bank |
|---|---|---|
| TellerScore | 71 | 76 (stronger) |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 36 | 89 (stronger) |
| Earnings | 62 | 98 (stronger) |
| Funding & liquidity | 73 (stronger) | 39 |
| Problem-loan coverage | 91 | 96 (stronger) |
| Peer percentile | 47th | 64th |
| Total assets | $689.3M | $693.7M |
| Deposits / shares | $595.5M | $610.6M |
| Capital ratio | 15.52% (stronger) | 11.33% |
| Problem loans | 1.93% | 0.34% (stronger) |
| Net charge-offs | 0.04% | 0.01% (stronger) |
| Return on assets | 1.05% | 1.95% (stronger) |
| Loans ÷ deposits | 35.9% (stronger) | 79.8% |
| Uninsured deposits | 40.0% (stronger) | 52.0% |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 30.9% | — |
Southwest Bank has the higher TellerScore (76 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Livingston leads on 3 and Southwest Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.