Side-by-side · Q2 2026 data
First State Bank of Olmsted vs Washington State Bank
Metric by metric
| Measure | First State Bank of Olmsted | Washington State Bank |
|---|---|---|
| TellerScore | 64 (stronger) | 61 |
| Capital cushion | 76 (stronger) | 41 |
| Loan quality | 30 | 66 (stronger) |
| Earnings | 69 (stronger) | 50 |
| Funding & liquidity | 81 | 88 (stronger) |
| Problem-loan coverage | 79 | 90 (stronger) |
| Peer percentile | 24th | 19th |
| Total assets | $78.4M | $79.1M |
| Deposits / shares | $68.4M | $70.2M |
| Capital ratio | 12.57% (stronger) | 9.10% |
| Problem loans | 2.09% | 1.03% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.19% |
| Return on assets | 1.21% (stronger) | 0.75% |
| Loans ÷ deposits | 74.7% | 42.3% (stronger) |
| Uninsured deposits | 19.0% (stronger) | 25.6% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank of Olmsted has the higher TellerScore (64 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Olmsted leads on 5 and Washington State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.