Side-by-side · Q2 2026 data
First State Bank of Randolph County vs Apex Banking Company of Georgia
Metric by metric
| Measure | First State Bank of Randolph County | Apex Banking Company of Georgia |
|---|---|---|
| TellerScore | 27 | 70 (stronger) |
| Capital cushion | 33 | 47 (stronger) |
| Loan quality | 0 | 99 (stronger) |
| Earnings | 9 | 42 (stronger) |
| Funding & liquidity | 99 (stronger) | 86 |
| Problem-loan coverage | 0 | 100 (stronger) |
| Peer percentile | 1st | 40th |
| Total assets | $86.9M | $72.6M |
| Deposits / shares | $84.4M | $66.5M |
| Capital ratio | 8.30% | 9.70% (stronger) |
| Problem loans | 4.53% | 0.03% (stronger) |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | -0.27% | 0.55% (stronger) |
| Loans ÷ deposits | 35.9% (stronger) | 67.3% |
| Uninsured deposits | 15.9% (stronger) | 21.2% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Apex Banking Company of Georgia has the higher TellerScore (70 vs 27). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Randolph County leads on 2 and Apex Banking Company of Georgia on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.