Side-by-side · Q2 2026 data
First State Bank of Randolph County vs Bank of Hancock County
Metric by metric
| Measure | First State Bank of Randolph County | Bank of Hancock County |
|---|---|---|
| TellerScore | 27 | 81 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 0 | 73 (stronger) |
| Earnings | 9 | 38 (stronger) |
| Funding & liquidity | 99 | 100 (stronger) |
| Problem-loan coverage | 0 | 98 (stronger) |
| Peer percentile | 1st | 68th |
| Total assets | $86.9M | $85.2M |
| Deposits / shares | $84.4M | $71.4M |
| Capital ratio | 8.30% | 20.15% (stronger) |
| Problem loans | 4.53% | 0.82% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.14% |
| Return on assets | -0.27% | 0.46% (stronger) |
| Loans ÷ deposits | 35.9% | 23.5% (stronger) |
| Uninsured deposits | 15.9% | 7.1% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Hancock County has the higher TellerScore (81 vs 27). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Randolph County leads on 1 and Bank of Hancock County on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.