Side-by-side · Q2 2026 data
First State Bank of Randolph County vs Rochelle State Bank
Metric by metric
| Measure | First State Bank of Randolph County | Rochelle State Bank |
|---|---|---|
| TellerScore | 27 | 29 (stronger) |
| Capital cushion | 33 (stronger) | 30 |
| Loan quality | 0 | 0 |
| Earnings | 9 | 27 (stronger) |
| Funding & liquidity | 99 (stronger) | 70 |
| Problem-loan coverage | 0 | 40 (stronger) |
| Peer percentile | 1st | 1st |
| Total assets | $86.9M | $85.6M |
| Deposits / shares | $84.4M | $76.0M |
| Capital ratio | 8.30% (stronger) | 8.02% |
| Problem loans | 4.53% | 3.40% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.07% |
| Return on assets | -0.27% | 0.17% (stronger) |
| Loans ÷ deposits | 35.9% (stronger) | 85.9% |
| Uninsured deposits | 15.9% (stronger) | 19.2% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rochelle State Bank has the higher TellerScore (29 vs 27). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Randolph County leads on 4 and Rochelle State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.