Side-by-side · Q2 2026 data
First State Bank of Roscoe vs Ipswich State Bank
Metric by metric
| Measure | First State Bank of Roscoe | Ipswich State Bank |
|---|---|---|
| TellerScore | 92 (stronger) | 86 |
| Capital cushion | 88 | 100 (stronger) |
| Loan quality | 100 (stronger) | 56 |
| Earnings | 85 | 93 (stronger) |
| Funding & liquidity | 90 | 92 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 97th | 81st |
| Total assets | $147.5M | $74.2M |
| Deposits / shares | $125.8M | $62.3M |
| Capital ratio | 13.84% | 15.46% (stronger) |
| Problem loans | 0.00% (stronger) | 1.31% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.63% | 1.83% (stronger) |
| Loans ÷ deposits | 61.4% | 58.6% (stronger) |
| Uninsured deposits | 22.6% (stronger) | 22.7% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank of Roscoe has the higher TellerScore (92 vs 86). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Roscoe leads on 4 and Ipswich State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.