Side-by-side · Q2 2026 data
First State Bank of Roscoe vs McIntosh County Bank
Metric by metric
| Measure | First State Bank of Roscoe | McIntosh County Bank |
|---|---|---|
| TellerScore | 92 (stronger) | 84 |
| Capital cushion | 88 (stronger) | 60 |
| Loan quality | 100 | 100 |
| Earnings | 85 (stronger) | 84 |
| Funding & liquidity | 90 | 95 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 97th | 86th |
| Total assets | $147.5M | $118.7M |
| Deposits / shares | $125.8M | $105.9M |
| Capital ratio | 13.84% (stronger) | 11.01% |
| Problem loans | 0.00% (stronger) | 0.00% |
| Net charge-offs | -0.01% | -0.03% (stronger) |
| Return on assets | 1.63% (stronger) | 1.61% |
| Loans ÷ deposits | 61.4% | 58.4% (stronger) |
| Uninsured deposits | 22.6% | 19.9% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank of Roscoe has the higher TellerScore (92 vs 84). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Roscoe leads on 4 and McIntosh County Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.