Side-by-side · Q2 2026 data
First State Bank of San Diego vs City National Bank
Metric by metric
| Measure | First State Bank of San Diego | City National Bank |
|---|---|---|
| TellerScore | 36 | 54 (stronger) |
| Capital cushion | 40 | 85 (stronger) |
| Loan quality | 12 | 12 |
| Earnings | 0 | 35 (stronger) |
| Funding & liquidity | 85 (stronger) | 72 |
| Problem-loan coverage | 87 (stronger) | 74 |
| Peer percentile | 2nd | 13th |
| Total assets | $68.2M | $62.0M |
| Deposits / shares | $61.9M | $52.5M |
| Capital ratio | 9.02% | 13.54% (stronger) |
| Problem loans | 2.65% | 2.65% (stronger) |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | -0.55% | 0.36% (stronger) |
| Loans ÷ deposits | 24.1% (stronger) | 80.6% |
| Uninsured deposits | 29.1% | 21.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
City National Bank has the higher TellerScore (54 vs 36). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of San Diego leads on 1 and City National Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.