Side-by-side · Q2 2026 data
First State Bank of St. Charles, Missouri vs Bank of Washington
Bank
First State Bank of St. Charles, Missouri
St. Charles, Missouri · $100 million – $1 billion
Metric by metric
| Measure | First State Bank of St. Charles, Missouri | Bank of Washington |
|---|---|---|
| TellerScore | 85 (stronger) | 44 |
| Capital cushion | 100 (stronger) | 75 |
| Loan quality | 87 (stronger) | 0 |
| Earnings | 87 (stronger) | 55 |
| Funding & liquidity | 43 (stronger) | 40 |
| Problem-loan coverage | 96 (stronger) | 42 |
| Peer percentile | 88th | 4th |
| Total assets | $535.2M | $1.1B |
| Deposits / shares | $400.8M | $887.8M |
| Capital ratio | 15.65% (stronger) | 12.47% |
| Problem loans | 0.40% (stronger) | 3.50% |
| Net charge-offs | -0.00% (stronger) | 0.39% |
| Return on assets | 1.67% (stronger) | 0.86% |
| Loans ÷ deposits | 106.1% (stronger) | 113.7% |
| Uninsured deposits | 25.3% | 24.0% (stronger) |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.8% |
First State Bank of St. Charles, Missouri has the higher TellerScore (85 vs 44). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of St. Charles, Missouri leads on 6 and Bank of Washington on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.