Side-by-side · Q2 2026 data
First State Bank of St. Peter vs Milford Building and Loan Association
Bank
Milford Building and Loan Association
Milford, Illinois · Under $100 million in assets
Metric by metric
| Measure | First State Bank of St. Peter | Milford Building and Loan Association |
|---|---|---|
| TellerScore | 83 (stronger) | 51 |
| Capital cushion | 100 (stronger) | 73 |
| Loan quality | 43 (stronger) | 15 |
| Earnings | 88 (stronger) | 32 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 95 (stronger) | 69 |
| Peer percentile | 73rd | 10th |
| Total assets | $30.1M | $28.1M |
| Deposits / shares | $24.6M | $24.5M |
| Capital ratio | 18.52% (stronger) | 12.29% |
| Problem loans | 1.71% (stronger) | 2.55% |
| Net charge-offs | 0.61% | 0.00% (stronger) |
| Return on assets | 1.71% (stronger) | 0.31% |
| Loans ÷ deposits | 30.8% (stronger) | 75.4% |
| Uninsured deposits | 3.5% (stronger) | 16.6% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank of St. Peter has the higher TellerScore (83 vs 51). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of St. Peter leads on 6 and Milford Building and Loan Association on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.