Side-by-side · Q2 2026 data
First State Bank of St. Peter vs Washington Savings Bank
Metric by metric
| Measure | First State Bank of St. Peter | Washington Savings Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 71 |
| Loan quality | 43 | 90 (stronger) |
| Earnings | 88 (stronger) | 51 |
| Funding & liquidity | 100 (stronger) | 87 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 73rd | 68th |
| Total assets | $30.1M | $585.3M |
| Deposits / shares | $24.6M | $504.4M |
| Capital ratio | 18.52% (stronger) | 12.07% |
| Problem loans | 1.71% | 0.29% (stronger) |
| Net charge-offs | 0.61% | 0.07% (stronger) |
| Return on assets | 1.71% (stronger) | 0.77% |
| Loans ÷ deposits | 30.8% (stronger) | 69.9% |
| Uninsured deposits | 3.5% (stronger) | 17.6% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank of St. Peter has the higher TellerScore (83 vs 77). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of St. Peter leads on 5 and Washington Savings Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.