Side-by-side · Q2 2026 data
First State Bank of Swanville vs Mid-Central National Bank
Metric by metric
| Measure | First State Bank of Swanville | Mid-Central National Bank |
|---|---|---|
| TellerScore | 68 | 77 (stronger) |
| Capital cushion | 100 (stronger) | 99 |
| Loan quality | 28 | 75 (stronger) |
| Earnings | 48 (stronger) | 44 |
| Funding & liquidity | 83 (stronger) | 67 |
| Problem-loan coverage | 86 | 94 (stronger) |
| Peer percentile | 33rd | 68th |
| Total assets | $23.8M | $117.1M |
| Deposits / shares | $19.2M | $94.9M |
| Capital ratio | 18.14% (stronger) | 14.91% |
| Problem loans | 2.16% | 0.76% (stronger) |
| Net charge-offs | 2.15% | 0.00% (stronger) |
| Return on assets | 0.71% (stronger) | 0.60% |
| Loans ÷ deposits | 77.2% (stronger) | 93.2% |
| Uninsured deposits | 9.8% | 3.9% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mid-Central National Bank has the higher TellerScore (77 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Swanville leads on 3 and Mid-Central National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.