Side-by-side · Q2 2026 data
First State Bank of Texas vs First National Bank in Port Lavaca
Metric by metric
| Measure | First State Bank of Texas | First National Bank in Port Lavaca |
|---|---|---|
| TellerScore | 39 | 54 (stronger) |
| Capital cushion | 42 | 80 (stronger) |
| Loan quality | 5 | 20 (stronger) |
| Earnings | 43 (stronger) | 36 |
| Funding & liquidity | 67 | 70 (stronger) |
| Problem-loan coverage | 61 | 76 (stronger) |
| Peer percentile | 2nd | 10th |
| Total assets | $353.6M | $361.3M |
| Deposits / shares | $316.3M | $294.3M |
| Capital ratio | 9.20% | 13.00% (stronger) |
| Problem loans | 2.85% | 2.39% (stronger) |
| Net charge-offs | 1.50% | 0.00% (stronger) |
| Return on assets | 0.57% (stronger) | 0.40% |
| Loans ÷ deposits | 81.1% | 68.0% (stronger) |
| Uninsured deposits | 26.0% (stronger) | 35.0% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank in Port Lavaca has the higher TellerScore (54 vs 39). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Texas leads on 2 and First National Bank in Port Lavaca on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.