Side-by-side · Q2 2026 data
First State Bank of Uvalde vs American Bank of Commerce
Metric by metric
| Measure | First State Bank of Uvalde | American Bank of Commerce |
|---|---|---|
| TellerScore | 75 (stronger) | 68 |
| Capital cushion | 100 (stronger) | 46 |
| Loan quality | 58 | 95 (stronger) |
| Earnings | 68 (stronger) | 62 |
| Funding & liquidity | 52 | 56 (stronger) |
| Problem-loan coverage | 92 | 97 (stronger) |
| Peer percentile | 77th | 49th |
| Total assets | $1.7B | $1.9B |
| Deposits / shares | $1.5B | $1.4B |
| Capital ratio | 15.66% (stronger) | 9.65% |
| Problem loans | 1.27% | 0.15% (stronger) |
| Net charge-offs | 0.10% (stronger) | 0.11% |
| Return on assets | 1.19% (stronger) | 1.04% |
| Loans ÷ deposits | 45.2% (stronger) | 86.4% |
| Uninsured deposits | 58.3% | 30.8% (stronger) |
| Offices | 7 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.7% |
First State Bank of Uvalde has the higher TellerScore (75 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Uvalde leads on 5 and American Bank of Commerce on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.