Side-by-side · Q2 2026 data
First State Bank of Uvalde vs North Dallas Bank & Trust Co.
Metric by metric
| Measure | First State Bank of Uvalde | North Dallas Bank & Trust Co. |
|---|---|---|
| TellerScore | 75 (stronger) | 51 |
| Capital cushion | 100 (stronger) | 52 |
| Loan quality | 58 (stronger) | 49 |
| Earnings | 68 (stronger) | 40 |
| Funding & liquidity | 52 (stronger) | 50 |
| Problem-loan coverage | 92 (stronger) | 81 |
| Peer percentile | 77th | 8th |
| Total assets | $1.7B | $1.8B |
| Deposits / shares | $1.5B | $1.6B |
| Capital ratio | 15.66% (stronger) | 10.22% |
| Problem loans | 1.27% (stronger) | 1.54% |
| Net charge-offs | 0.10% | 0.03% (stronger) |
| Return on assets | 1.19% (stronger) | 0.49% |
| Loans ÷ deposits | 45.2% (stronger) | 79.5% |
| Uninsured deposits | 58.3% | 42.7% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.9% |
First State Bank of Uvalde has the higher TellerScore (75 vs 51). On the 7 directional measures above (where higher or lower is clearly better), First State Bank of Uvalde leads on 5 and North Dallas Bank & Trust Co. on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.