Side-by-side · Q2 2026 data
First State Bank Southwest vs First Savings Bank
Metric by metric
| Measure | First State Bank Southwest | First Savings Bank |
|---|---|---|
| TellerScore | 70 | 83 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 76 (stronger) | 70 |
| Earnings | 66 | 100 (stronger) |
| Funding & liquidity | 97 (stronger) | 38 |
| Problem-loan coverage | 89 | 94 (stronger) |
| Peer percentile | 43rd | 94th |
| Total assets | $409.9M | $1.6B |
| Deposits / shares | $350.8M | $1.3B |
| Capital ratio | 9.69% | 19.25% (stronger) |
| Problem loans | 0.71% (stronger) | 0.90% |
| Net charge-offs | 0.00% (stronger) | 4.08% |
| Return on assets | 1.16% | 2.61% (stronger) |
| Loans ÷ deposits | 63.0% (stronger) | 89.6% |
| Uninsured deposits | 15.5% (stronger) | 44.2% |
| Offices | 6 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.8% | 16.1% |
First Savings Bank has the higher TellerScore (83 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First State Bank Southwest leads on 4 and First Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.