Side-by-side · Q2 2026 data
First State Bank Southwest vs Village Bank
Metric by metric
| Measure | First State Bank Southwest | Village Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 62 |
| Capital cushion | 47 (stronger) | 40 |
| Loan quality | 76 | 87 (stronger) |
| Earnings | 66 (stronger) | 47 |
| Funding & liquidity | 97 (stronger) | 69 |
| Problem-loan coverage | 89 (stronger) | 80 |
| Peer percentile | 43rd | 22nd |
| Total assets | $409.9M | $411.9M |
| Deposits / shares | $350.8M | $366.2M |
| Capital ratio | 9.69% (stronger) | 8.98% |
| Problem loans | 0.71% | 0.40% (stronger) |
| Net charge-offs | 0.00% (stronger) | 1.40% |
| Return on assets | 1.16% (stronger) | 0.67% |
| Loans ÷ deposits | 63.0% (stronger) | 79.8% |
| Uninsured deposits | 15.5% (stronger) | 25.3% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.8% | — |
First State Bank Southwest has the higher TellerScore (70 vs 62). On the 7 directional measures above (where higher or lower is clearly better), First State Bank Southwest leads on 6 and Village Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.