Side-by-side · Q2 2026 data
First State Community Bank vs Dexter Public Schools Credit Union
Metric by metric
| Measure | First State Community Bank | Dexter Public Schools Credit Union |
|---|---|---|
| TellerScore | 73 | 73 |
| Capital cushion | 67 | 67 |
| Loan quality | 64 | 92 (stronger) |
| Earnings | 93 (stronger) | 46 |
| Funding & liquidity | 61 | 70 (stronger) |
| Problem-loan coverage | 87 | 97 (stronger) |
| Peer percentile | 70th | 47th |
| Total assets | $4.5B | $5.9M |
| Deposits / shares | $3.8B | $5.1M |
| Capital ratio | 11.68% (stronger) | 11.66% |
| Problem loans | 1.07% | 0.24% (stronger) |
| Net charge-offs | 0.12% | -0.24% (stronger) |
| Return on assets | 1.82% (stronger) | 0.65% |
| Loans ÷ deposits | 90.4% (stronger) | 90.7% |
| Uninsured deposits | 23.0% | 0.0% (stronger) |
| Offices | 48 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.4% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First State Community Bank leads on 3 and Dexter Public Schools Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.