Side-by-side · Q2 2026 data
First Summit Bank vs The Hopeton State Bank
Metric by metric
| Measure | First Summit Bank | The Hopeton State Bank |
|---|---|---|
| TellerScore | 55 | 66 (stronger) |
| Capital cushion | 87 (stronger) | 63 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 47 (stronger) | 0 |
| Funding & liquidity | 99 (stronger) | 79 |
| Problem-loan coverage | 49 | 100 (stronger) |
| Peer percentile | 14th | 28th |
| Total assets | $33.8M | $30.8M |
| Deposits / shares | $29.0M | $24.9M |
| Capital ratio | 13.68% (stronger) | 11.32% |
| Problem loans | 7.11% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.68% (stronger) | -0.79% |
| Loans ÷ deposits | 61.3% (stronger) | 81.3% |
| Uninsured deposits | 11.8% | 7.9% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Hopeton State Bank has the higher TellerScore (66 vs 55). On the 6 directional measures above (where higher or lower is clearly better), First Summit Bank leads on 3 and The Hopeton State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.