Side-by-side · Q2 2026 data
First Summit Bank vs Washita State Bank
Metric by metric
| Measure | First Summit Bank | Washita State Bank |
|---|---|---|
| TellerScore | 55 (stronger) | 53 |
| Capital cushion | 87 | 96 (stronger) |
| Loan quality | 0 | 0 |
| Earnings | 47 (stronger) | 28 |
| Funding & liquidity | 99 (stronger) | 77 |
| Problem-loan coverage | 49 | 71 (stronger) |
| Peer percentile | 14th | 12th |
| Total assets | $33.8M | $44.3M |
| Deposits / shares | $29.0M | $35.7M |
| Capital ratio | 13.68% | 14.60% (stronger) |
| Problem loans | 7.11% | 3.34% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.68% (stronger) | 0.20% |
| Loans ÷ deposits | 61.3% (stronger) | 83.4% |
| Uninsured deposits | 11.8% (stronger) | 15.2% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Summit Bank has the higher TellerScore (55 vs 53). On the 6 directional measures above (where higher or lower is clearly better), First Summit Bank leads on 4 and Washita State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.