Side-by-side · Q2 2026 data
First Texas National Bank vs First United Bank
Metric by metric
| Measure | First Texas National Bank | First United Bank |
|---|---|---|
| TellerScore | 76 | 77 (stronger) |
| Capital cushion | 47 | 62 (stronger) |
| Loan quality | 100 (stronger) | 86 |
| Earnings | 100 | 100 |
| Funding & liquidity | 52 (stronger) | 51 |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 64th | 83rd |
| Total assets | $216.9M | $2.4B |
| Deposits / shares | $195.3M | $2.1B |
| Capital ratio | 9.69% | 11.17% (stronger) |
| Problem loans | 0.00% (stronger) | 0.41% |
| Net charge-offs | 0.02% (stronger) | 0.10% |
| Return on assets | 2.89% (stronger) | 2.03% |
| Loans ÷ deposits | 96.3% | 69.8% (stronger) |
| Uninsured deposits | 25.4% (stronger) | 50.2% |
| Offices | 2 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.9% |
First United Bank has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), First Texas National Bank leads on 4 and First United Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.