Side-by-side · Q2 2026 data
First Texas National Bank vs The First National Bank of Tom Bean
Metric by metric
| Measure | First Texas National Bank | The First National Bank of Tom Bean |
|---|---|---|
| TellerScore | 76 (stronger) | 67 |
| Capital cushion | 47 | 71 (stronger) |
| Loan quality | 100 (stronger) | 59 |
| Earnings | 100 (stronger) | 62 |
| Funding & liquidity | 52 | 65 (stronger) |
| Problem-loan coverage | 94 (stronger) | 85 |
| Peer percentile | 64th | 34th |
| Total assets | $216.9M | $155.6M |
| Deposits / shares | $195.3M | $135.7M |
| Capital ratio | 9.69% | 12.15% (stronger) |
| Problem loans | 0.00% (stronger) | 1.23% |
| Net charge-offs | 0.02% (stronger) | 0.38% |
| Return on assets | 2.89% (stronger) | 1.05% |
| Loans ÷ deposits | 96.3% | 93.2% (stronger) |
| Uninsured deposits | 25.4% | 17.2% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Texas National Bank has the higher TellerScore (76 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First Texas National Bank leads on 4 and The First National Bank of Tom Bean on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.