Side-by-side · Q2 2026 data
First Texoma National Bank vs American Nation Bank
Metric by metric
| Measure | First Texoma National Bank | American Nation Bank |
|---|---|---|
| TellerScore | 50 | 76 (stronger) |
| Capital cushion | 66 (stronger) | 53 |
| Loan quality | 0 | 98 (stronger) |
| Earnings | 66 | 82 (stronger) |
| Funding & liquidity | 77 (stronger) | 71 |
| Problem-loan coverage | 57 | 87 (stronger) |
| Peer percentile | 7th | 64th |
| Total assets | $225.4M | $691.5M |
| Deposits / shares | $202.3M | $577.7M |
| Capital ratio | 11.60% (stronger) | 10.31% |
| Problem loans | 3.38% | 0.06% (stronger) |
| Net charge-offs | 0.23% | -0.00% (stronger) |
| Return on assets | 1.14% | 1.54% (stronger) |
| Loans ÷ deposits | 74.2% (stronger) | 82.8% |
| Uninsured deposits | 22.9% | 20.9% (stronger) |
| Offices | 4 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.5% | 11.8% |
American Nation Bank has the higher TellerScore (76 vs 50). On the 7 directional measures above (where higher or lower is clearly better), First Texoma National Bank leads on 2 and American Nation Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.