Side-by-side · Q2 2026 data
First Texoma National Bank vs Triad Bank, National Association
Metric by metric
| Measure | First Texoma National Bank | Triad Bank, National Association |
|---|---|---|
| TellerScore | 50 | 50 |
| Capital cushion | 66 | 77 (stronger) |
| Loan quality | 0 | 0 |
| Earnings | 66 | 100 (stronger) |
| Funding & liquidity | 77 (stronger) | 24 |
| Problem-loan coverage | 57 (stronger) | 30 |
| Peer percentile | 7th | 7th |
| Total assets | $225.4M | $228.6M |
| Deposits / shares | $202.3M | $198.0M |
| Capital ratio | 11.60% | 12.66% (stronger) |
| Problem loans | 3.38% (stronger) | 5.96% |
| Net charge-offs | 0.23% | 0.07% (stronger) |
| Return on assets | 1.14% | 2.31% (stronger) |
| Loans ÷ deposits | 74.2% (stronger) | 87.5% |
| Uninsured deposits | 22.9% (stronger) | 58.9% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.5% | 10.0% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First Texoma National Bank leads on 3 and Triad Bank, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.