Side-by-side · Q2 2026 data
First Tri County Bank vs Clarkson Bank
Metric by metric
| Measure | First Tri County Bank | Clarkson Bank |
|---|---|---|
| TellerScore | 72 | 82 (stronger) |
| Capital cushion | 41 | 60 (stronger) |
| Loan quality | 99 (stronger) | 94 |
| Earnings | 56 | 88 (stronger) |
| Funding & liquidity | 91 (stronger) | 84 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 45th | 70th |
| Total assets | $78.5M | $81.4M |
| Deposits / shares | $70.7M | $70.7M |
| Capital ratio | 9.07% | 11.04% (stronger) |
| Problem loans | 0.04% (stronger) | 0.19% |
| Net charge-offs | -0.06% (stronger) | -0.00% |
| Return on assets | 0.89% | 1.71% (stronger) |
| Loans ÷ deposits | 65.1% | 60.1% (stronger) |
| Uninsured deposits | 18.8% (stronger) | 29.8% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Clarkson Bank has the higher TellerScore (82 vs 72). On the 7 directional measures above (where higher or lower is clearly better), First Tri County Bank leads on 3 and Clarkson Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.